Earn a $900 Bonus This October With These Chase Business Cards
The Ink Business Cash® Credit Card is a no-annual-fee cash-back business card that’s especially rewarding at office supply stores and gas stations.
- Valuable welcome bonus
- Intro APR for purchases
- No annual fee
- Bonus spending categories have annual limits
- Has a foreign transaction fee
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select’s editorial staff.
- Earn $900 when you spend $6,000 on purchases in the first three months after account opening
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
- With Zero Liability you won’t be held responsible for unauthorized charges made with your card or account information.
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- 0% introductory APR for 12 months on purchases
- Member FDIC
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater
Foreign transaction fee
3% of each transaction in U.S. dollars
The Ink Business Unlimited® Credit Card is a flat-rate cash-back card with a strong intro-APR offer for purchases.
- Intro APR for purchases
- Valuable welcome bonus
- No annual fee
- You can’t transfer rewards to travel partners without pairing it with another Chase card
- Has a foreign transaction fee
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select’s editorial staff.
- Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase made for your business
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won’t be held responsible for unauthorized charges made with your card or account information.
- 0% introductory APR for 12 months on purchases
- Member FDIC
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater
Foreign transaction fee
3% of each transaction in U.S. dollars
Chase Ink Business Cash and Ink Business Unlimited welcome bonuses
Right now, the Ink Business Cash and Ink Business Unlimited credit cards are both offering:
- $900 cash bonus after spending $6,000 on purchases in the first three months from account opening.
The new deals match the largest welcome bonuses we’ve seen for these cards, so if you’ve had your eye on either, now is the time to apply.
These bonuses are worth $150 more than either card’s previous offer of $750, and while the requirement for the Ink Business Unlimited is the same, the Ink Business Cash card’s has changed. Previously, it was a tiered bonus, with part of the reward coming after hitting a three-month spending goal and the second after six months. The total required spending hasn’t changed, but now it’s in a shorter three-month window instead of the longer six-month tiered timeframe.
Don’t forget, you can boost the value of these bonuses if you pair these cards with a Chase credit card that allows transfers to the Ultimate Rewards travel partners. So if you have (or plan to get) a card like the Chase Sapphire Preferred® Card (see rates and fees) or Ink Business Preferred® Credit Card (see rates and fees), these offers are even more valuable.
The Chase Sapphire Preferred® Card packs a punch for a $95 annual fee card, offering annual travel credits, comprehensive travel protections and more.
- You can transfer rewards to all of Chase’s travel partners including World of Hyatt, Southwest Rapid Rewards and many more
- Long list of travel and shopping protections
- $50 annual Chase Travel hotel credit
- Has an annual fee
- Requires a high credit score
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select’s editorial staff.
- Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase TravelSM, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
- Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase TravelSM
- 10% anniversary points boost – each account anniversary you’ll earn bonus points equal to 10% of your total purchases made the previous year.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
- Member FDIC
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater
The Ink Business Preferred® Credit Card is an excellent business card with useful benefits, valuable rewards and a generous welcome bonus.
- Earns flexible travel rewards you can transfer to airline and hotel loyalty programs such as World of Hyatt, Southwest Rapid Rewards and many more
- Valuable welcome bonus worth $1,125 in travel when redeemed through Chase Travel
- Strong travel and shopping protections
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select’s editorial staff.
- Earn 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That’s $900 cash back or $1,125 toward travel when redeemed through Chase Travel℠
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won’t be held responsible for unauthorized charges made with your card or account information.
- Redeem points for cash back, gift cards, travel and more – your points don’t expire as long as your account is open
- Points are worth more when you redeem for travel through Chase Travel℠
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
- Member FDIC
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater
Qualifying for a Chase Ink Business credit card
You’ll need a good to excellent credit score to get approved for either of these cards. You’ll also need to have an eligible business, but that’s fairly easy to qualify for. You don’t need a startup or even a full-time venture—a side hustle, freelance gig or independent contractor position can be enough to qualify for a business card.
These cards are usually subject to the unofficial Chase 5/24 rule, which makes it more difficult to get approved for a Chase card if you’ve opened five or more credit cards from any bank in the past 24 months.
While these cards are affected by the 5/24 rule, they won’t add to your current 5/24 count because they’re business credit cards and won’t appear on your personal credit report.
Intimidated by the business credit card application process? We’ve got you covered with our step-by-step guide to applying for a Chase business credit card.
Are the Chase business card bonuses worth it?
Both of these welcome bonuses are valuable, but also consider how you’d use the card long term. With the Ink Unlimited offering elevated rewards on all purchases, and the Ink Business Cash providing bonus cash back in categories like office supplies and internet, these cards have value outside of the welcome bonus.
This $900 cash bonus is tied for the most valuable offer this card has had, and since it’s a business card, qualifying for it won’t count toward your 5/24 card limit. Just make sure your business is in a position to meet the spending goals required for the welcome bonus, and budget that into your finances.
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